Mortgage document data extraction

Ready-made Instant models for the core US mortgage forms - loan application, appraisal, verification of employment, transmittal summary, and closing disclosure - so the loan file becomes data.

The loan file's core forms, covered

1003 URLA - borrower, employment, income, assets, liabilities, loan and property
1004 URAR - subject property, comparables, appraised value
1005 - verification of employment, pay, and dates
1008 - loan terms, ratios, underwriting summary
Closing disclosure - loan terms, costs, cash to close
Supporting W-2s, paystubs, and bank statements
Custom fields via Instinct
Every field confidence-scored
How it works

From loan file to LOS

Pick the Instant model for each form - fields are predefined, nothing to configure.
Documents arrive by upload, email, cloud folder, or API from your borrower portal.
Structured data flows to your loan origination system via API and webhooks. Uncertain fields go to Review Hub.

A model per form: Each core mortgage form has its own Instant model, so a loan application and an appraisal each come back with the right fields - no setup.

<30s
Per page, from upload to structured data
Measured end-to-end processing time per page. No templates or training before the first document.
Why it matters

A loan file is hundreds of pages of retyping

Mortgage processing means moving the same numbers between documents and systems: borrower income from the 1003, appraised value from the 1004, ratios from the 1008, final costs from the closing disclosure. Processors and underwriters spend hours keying before any real review begins.

Foxello's Instant mortgage models return each form's fields as structured data with no setup, and the borrower documents behind them - W-2s, paystubs, bank statements - have models too.

Every field is scored for confidence. Uncertain values go to Review Hub for a processor to confirm, so a misread appraised value or income figure doesn't move through the file unnoticed.

Borrower data is processed and stored in the EU and never used to train models. The Scale plan adds an audit trail and role-based access.

Related use cases

Turn loan files into data

Pick a ready-made mortgage model and process your first form in seconds.

Try free - no setup required